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However, one researcher at the Black Hat security conference was able to use an ATM's onboard radar device to capture PINs as part of an elaborate scam.The threats are real and evolving; that's why it's so important to give any ATM or credit card reader a quick check before you use it.It's little more than an integrated circuit printed on plastic.If the owners of the compromised device hadn't been careful, this could have stolen the information from everyone who used it.The thief often has to come back to the compromised machine to pick up the file containing all the stolen data, but with that information in hand he can create cloned cards or just break into bank accounts to steal money.Perhaps the scariest part is that skimmers don't prevent the ATM or credit card reader from functioning properly.The moment I started seriously worrying about credit card and debit card skimmers wasn't when my entire bank account was transferred to Turkey, or when I had to get three credit cards in two months because of fraudulent charges.

More advanced devices to steal your information are installed by criminals directly on to ATMs and credit card readers.

Instead of skimmers, which sit on top of the magstripe readers, shimmers are inside the devices.

These are very, very thin devices and cannot be seen from the outside.

Most of the time, the attackers will also place a hidden camera somewhere in the vicinity with a view of the number pad in order to record personal identification numbers, or PINs.

The camera may be in the card reader, mounted at the top of the ATM, or even just to the side inside a plastic case holding brochures.

If there are any obvious differences, don't use either one, and report the suspicious tampering to your bank.

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